What we do

About Us

Our mission is to empower everyday Australians to approach retirement with clarity and confidence. By transforming complex financial data into clear, visual plans, we give people control over their future. Our goal is to raise financial literacy and push the industry toward greater transparency and accountability.

70+
Trusted by Australians
Our Flagship Product

Delphi IQ

We exist to help everyday Australians  
turn uncertainty into clarity.
Delphi IQ, is built to transform complex  
data into clear, visual plans - giving   
people control over their future.
Oh, and it's completely free.
16M
Australians have super
90%
Can't answer "how much do I need"?
Team

Our Experts

Marcus Stavrakis
Actuary and Founder

Marcus Stavrakis is an Actuary (AIAA) and Founder based in Australia, specialising in retirement systems, wealth modelling, and financial literacy. He is the director of Aurelium, a financial literacy platform designed to help Australians navigate an increasingly complex financial landscape with clarity and confidence.

Marcus holds a Bachelor of Actuarial Science from Monash University, has completed Postgraduate Actuarial Studies at Macquarie University, and undertook professional accreditation through the Actuaries Institute of Australia.

He has worked extensively across banks, insurers, and government-related projects, applying actuarial and financial modelling to long-term outcomes, capital efficiency, and risk.His experience spans banking, insurance, investments, and public policy, providing a system-level understanding of how financial complexity impacts individuals.

He has contributed to industry thought leadership through organisations including the Actuaries Institute and FINSIA, with work covering areas such as retirement systems, public policy, cyber insurance, climate cost modelling, and valuation. In recognition of this work, Vats was the Winner of the Actuaries Institute Public Policy Competition, reflecting a commitment to evidence-based policy and improved financial transparency.

Delphi-IQ began as a personal project. Frustrated by how access to clear financial information is often limited by jargon, fragmentation, and gatekeeping, Vats set out to build tools that make sophisticated analysis understandable without dilution. The mission is simple: sophistication made simple—turning goals into clear roadmaps, without jargon or noise. Through Delphi-IQ and the broader Aurelium brand, he focuses on building a financial literacy platform that improves access to general information today, starting with retirement planning and expanding over time.